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With lower mortgage rates, monthly payments are smaller, which frees up cash. For example, for a mortgage rate of around 6% compared to 6.85%, the difference in payment on a $600,000 loan is about $310 per month.
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Pokémon Red and Pokémon Blue Game Music Collection
Speaking to Matt Chorley on BBC 5 Live on Thursday, Milburn dismissed the idea that there was a "snowflake" generation who were reluctant to work or less resilient than previous generations.